Loans Calculator

Calculate interest base on

Expert Loan Tips

Before you apply for a personal loan, consider other forms of credit. You might find a credit card is cheaper and a card with a 0 per cent introductory offer on purchases will enable you to spread the cost of big purchase interest-free.

*The rates above are indicative, visit a branch near you for more details.
Business Account FAQs
What are the requirements for opening a business account?

To open a business Account you need to have your Original ID and a copy, complete an account opening form at a branch or agent near you.

Why do accounts fall dormant?

Accounts fall dormant after six months of no transactions i. e either deposits or withdrawals. This is done to protect the customers' money until they return to use their account actively. Cash deposits can be made into a dormant account but for withdrawals and cheque deposits, the customer has to activate the account first.

Can I access my account online?

You can access your Account online via our Internet Banking Platform.

Internet banking is ideal for business, groups or individual who would prefer to view and transact on their accounts from a computer screens.  This service offers a wide range of banking service at the convenience of your home or office.  There are two level of internet banking i.e. retail and corporate e-banking to address varying needs of businesses.


Can I get my statements via email?

Yes, you can get your statements via email if you had provided an email address when you opened your account. To start receiving your account via email, Customercare@equitybank.co.ke 

To update the email address in your account, visit your branch with your original ID and a copy and fill in a Static Data Change Form and also request that your statements be sent via your email at a frequency of your choice.


How much do you charge to operate your accounts?

We do not charge ledger fees on our accounts, you only pay for the services you use i.e. for cash withdrawal in the branch we charge Ugs 1,458, at the ATMs Ugs 874. This means when you do not use your account, there will be no charges to it. Tariff guides are displayed in all our branches countrywide for your information.

I have lost my card, what should I do

The first thing you should do is to visit a branch near you or call the bank to block your card, this will prevent misuse of your card and secure funds in your account. Our contact centre numbers are at all ATM locations, they are 020 -2744000, 0711 025000 or 0734 180000.  If you are registered on Eazzy 247, to the service, select other service then stop card. To replace the lost card, visit the nearest branch to apply for replacement of the lost card.

I wish to update my postal address and phone number - how do i do it?

To update your Postal address or phone number, kindly visit your branch with your Original ID and a copy, fill static data change forms. While there, ask the bank officer to update you on banking services you can access using your phone or internet.

How much loan do I qualify for?

The amount of loan you qualify for depends on how much money you can commit to repaying the loan every month.  Other factors will be the type of loan applied, the purpose of the loan and duration. Kindly visit our website at www.ke.equitybankgroup.com to view the different types of loans that we offer or a branch near you to discuss further with the Credit officers.


Besides Equity ATMs where else can I use my ATM card?

You can use your ATM card to deposit and withdraw cash at our Agent locations all over the country; you could also use your ATM card to pay for goods and services at various outlets, stores/supermarkets at no charge. You can also withdraw cash from your account as you shop at selected outlets.

Are you living abroad?

Apply for Diaspora Banking